It is undeniable that the numbers of American who are in debt are rising. Among the American using credit to finance flat screen TV or $7 café lattés are very common practice. The latest researches suggest that almost half of American families spend all their families earning without left for any saving. The mentality of spend first and save latter is become new trend in American society. This mentality could become addiction that lead you to the serious consequences.. if you want to eliminate your debt, just like curing dependency, you should admit first that you have debt. It sounds alright to admit that you have problems with debt, but this is the most important step before you go further to step by steps advice on how to remove your debt. Are you tired of working hard every day just to pay your credit cart debt, are ready to do whatever it take to get rid of your credit card debt? Are you ready to make it reality? If your answer is yes you may read on.

If you want to eliminate your credit card debt, you should decide your self and then you have to start planning for your free credit card debt future. Getting life free from credit card debt require serious level of discipline. You should know that there is no magic treatment or solution to remove your credit card debt.You have to be ready with scarification, steady planning and strong self determination to achieve what really you want. The stronger self determination you have the better. That is to enjoy life that free from credit card debt.

A. From now, stop using your credit card.

The first move that you should do is to stop using your credit card. You should do this at any cost…. to be continued in part II.